Saturday, October 25, 2014

DIY Chanel Perfume Jewelry Boxes



While searching the net, I came across this DIY Chanel perfume decorative home display.

I fell in love!

It’s so versatile and easy to create…… It adds the perfect sparkle ambiance to any room!

To begin, you will need your favorite color glitter and Mod Podge. I’m using silver, gold and pink.



Next, you will need a rectangular box, any size or shape, to use as your main perfume bottle. You will also need a smaller box to act as the cap and a plastic cap (I used an old perfume cap) to use as the bottle neck. I got my boxes from Michaels arts and craft store.




This is what it looks like all put together!


 First step is to hot glue the cap to the small box.

 Next, cover the boxes with Mod Podge and glitter, then let it dry.

                                 


I then did a Google search for “Chanel No 5” images and printed one out. Cut the image and back it with another piece of paper. This will make sure the glue doesn’t seep through. Now glue to perfume box.



When all dry, glue the cap to the bottle and finish off by adding your favorite color ribbon!




Voila …. Your very own Chanel Jewelry Box! 









Friday, August 1, 2014

Infrared Body Wraps



One day while searching the net for different spa treatments, I came across a Groupon ad for something called “Infrared Body Wraps”
I’ve heard and had regular body wraps before but never infrared. So I was naturally curious.

What is it?!

“The Infrared Body Wrap is a natural heat therapeutic treatment which uses Far Infrared Heat Energy (FIR) that penetrates twice as deep as other heat sources to target toxins and cellulite trapped in pockets below the surface of the skin.

Infrared make the body perspire profusely which allows the blood to circulate faster in a shorter period of time. By perspiring you are allowing your body to remove waste products that are trapped below the skin. Through the natural process of sweating you stimulate circulation which is how you speed up your metabolism”

Benefits:

- Cellulite and fat loss reduction
- Decrease water clusters and improve bodily fluids
- Detoxify the body by releasing tissue-bound toxins
- Enhance blood flow
- Burn up to 1400 calories per session


It was only $39 ….. So of course I had to try it!!!

The place I went to was in Philadelphia -- > http://www.pwlcphiladelphia.com/services/veda-health

The process takes about an hour. They wrap you with supposedly some “special formula” and you lie down on the table. After your wrapped, they tuck you in with large foil sheets and place you in the infrared machine for 60 minutes.



I’ve had a total of 3 wraps in 3weeks
Starting measurements          After 3rd Wrap

Waist                        31.3    30.2
Lower abdomen        34.4    34.0
Hips                         39.0    36.6

Of course you still have to eat pretty healthy and have some sort of exercise regime to keep seeing results. I wouldn’t call this a fat loss miracle, but I think it can help speed up the process.


All in all.... It works!!!!

Friday, July 18, 2014

*Electrolysis*






As women, we all know facial hair can be very unattractive.


Most women either tweeze, wax or thread unwanted hair and I’ve done all three.

Back in 2013, I started looking into laser hair removal for my lip and chin area because I was so tired of doing it all. After about 8 sessions, hair still grew back in certain areas.

After talking to an older lady at my gym, she started telling me about electrolysis and how she’s been doing it for years.

“Electrolysis is a way of removing individual hairs from the face or body. The art of electrolysis uses a fine sterile probe which is inserted into the hair follicle. Then, a small amount of electrical energy is applied, destroying the hair growth tissue. Electrolysis is the only permanent hair removal process that works on all skin and hair types, including people with white, grey, red, and blonde hair in the area to be treated. Those people with darker skin and ethnic backgrounds are also treatable with electrolysis.”

After one 30 min session for $60, my facial hair is gone. The pain is minimal, but some spots were more sensitive than others.

I would totally recommend this for anyone who’s looking into permanent hair removal.

The place I go to is:

Lori Jay, CPE

215 Sunset Rd
Willingboro NJ 08046
Ph: 609) 314-0344

Prices:
15min $40
30min $60
45min $80


*** Offers free consultations and a free 30 min session ***

Thursday, July 17, 2014

I Heart Nature






                                                     I went Hiking!!!!!!

A friend of mine told me about this place in pennsylvania called "BushKill Falls"
http://www.visitbushkillfalls.com/

It's beautiful online, but in person... No words can describe it!  It was such an amazing experience..... Food for the soul!!!


Being in nature helps you to reconnect with yourself. Your mind is able to let go of all the daily chatter it goes through. Everything seems so much calmer and serene!


                                      
                                              This place is a must visit


You will not regret it!!!!


Saturday, July 12, 2014

Medimix Beauty Bar


                                                                             
                             
                         

  



Back on my Skin Care Kick….

 I’m always on a search for natural products that can enhance my skin. Recently, while shopping for my #1 skin care product…. COCONUT OIL *A MUST HAVE* at my local Indian store, I came across this soap –

Medimix Ayurvedic Herbal Soap with Sandal & Eladi Oils. *HEART IT*

 “Contains a unique combination of Sandal oil and the time tested Ayurvedic formulation of Eladi oil. Works effectively on blemishes, dark spots and other pigmentation marks leaving you with a clear, blemish free skin. This unique combination of ingredients also helps keep your skin fresh and glowing”


I was sold at Ayurvedic… So I had to buy it!!!

 “Ayurveda is an ancient natural healing system. The theory and practice originated in the Vedic traditions of India. Ayurveda means "knowledge of life," or "science of life," and its focus is on achieving continuous health through maintaining balance. It is a holistic system which integrates mind, body and spirit.”

 Other products:

Medimix Ayurvedic Herbal Soap with 18 herbs


                                                             

"Discover freedom from pimples, body odor and skin infections. With the goodness of the world largest selling Ayurvedic Soap, Dry Skin Soap, Acne Soap. A traditionally hand made soap, Ayurvedic Soap, Dry Skin Soap, Acne Soap with a time tested and unique formulation that combines the goodness of 18 herbs, Medimix is clinically proven to act effectively on many kinds of skin problems like Blemishes/Skin blemishes, Pimples, Dry Skin, Acne.”

 Medimix Ayurvedic Herbal Soap with Glycerin and Lakshadi Oil

                                                        
“Introducing the New Medimix Transparent Green bar with natural fresh fragrance and superior lather, for a soft, supple skin and dry skin. Medimix transparent contains a unique combination of purest and finest grade vegetable Glycerin and the time tested Ayurvedic formulation of Lakshadi oil. These effectively Moisturizes your dry skin making it soft and supple and helps reduce itches and cracks caused by dryness. It is also effective for people with dry skin and for dryness caused by winter and adverse seasons.”

                                                      What can I say..... Its A Must Try
















Friday, July 19, 2013

"DRY BRUSHING" to get rid of cellulite







Cellulite is a skin condition in which the layer of fat cells just beneath the skin presses against weakened connective tissue that covers the fat layer, resulting in a dimpled appearance on the skin's surface.

It can appear in skinny and/or fat women!!!

For me, fighting cellulite is an on-going process… When I fall off my diet, I immediately notice the difference in my body.j

It wasn’t until I started prepping for my 2nd competition that I noticed how much cellulite I had on the back of my legs and I didn’t like it one bit!

So me being me, started doing research online on how to get rid of it.

That’s when I found it… “Dry Brushing”
What is it?!

“Dry skin brushing is one of the best techniques to open up the pores of the skin, and to stimulate and detoxify the lymphatic system.

The skin is the largest organ in the body, and is responsible for one-fourth of the body's detoxification each day. It also makes it one of the most important elimination organs! For this reason the skin is also known as the "3rd" kidney, with the lungs being known as the 2nd kidney.

Our circulatory system has its own pump (our heart) to move blood through our bodies but our lymphatic system does not. It primarily relies on our movement to assist it. Typically, the more active we are physically the better condition our lymphatics will be.

Skin brushing helps move lymph fluid and gives us a jump-start on health. When the pores are not clogged with dead cells and the lymphatic system is cleansed, the body is able to carry out its important function of eliminating toxins and waste material.”



Benefits of dry skin brushing:

 -stimulates the lymphatic system
-cleans toxins from the lymphatic system
-helps digestion
-stimulates circulation
-increases cell renewal
-strengthens the immune system
-tightens the skin
-removes dead skin layers and other debris collected in its pores

B/c I wanted results fast, I started out doing it twice a day, morning and night… I saw results in about 3 weeks... No Lie!!!!

In addition to doing the dry brushing, I started doing incline walking (on the highest level) and stiff leg dead lifts…This all aided in tightening up the back of my legs!

It’s going on 2 months now and I still do it faithfully.

I also started looking up other natural remedies to help remove toxins from the body, which will ultimately help remove cellulite…

I came across “Apple Cider Vinegar”

So now I’ve added 2 tblsp of apple cider vinegar in water, twice a day, to my regimen.

Below are other key things that can aid in reducing the appearance of cellulite in the body ….

Nutrition: Your diet plays a HUGE part in the way your skin looks and feels... cellulite accumulation is no exception

Activity: Cardiovascular and aerobic exercises promote blood flow & circulation

Water: Drinking water will help cleanse your body and reduce toxins... Fewer toxins mean smaller deposits of cellulite.

Weight Training: Need I say more

Dry Brushing: MY NEW FAVORITE OBSESSION :)


Learn how to do it...







Thursday, March 21, 2013

7 Weeks out~ Diet



7 weeks out from my next Bikini Show
OCB ATLANTIC SUPER SHOW - MAY 4, 2013 - RICHMOND, VA

Being a Bikini competitor takes a lot of mental strength...Shoot, losing weight in general does!
There’s also the physical part, but I believe it’s a lot more mental. There are days that you have to fight yourself to workout, fight to eat healthy, fight hunger pains and cravings.
 It is so easy to be distracted and want to give up. Without the right mind set or people around you, you can easily be thrown off your game.
My first show was in 2011. It took me almost 2 years to get back in the right mind set for another competition. I didn’t want to exercise anymore. I started eating unhealthy. I had to dig deep and really do some soul searching as to why I couldn’t get back on track. I know I wanted to do more shows, but my actions weren’t aligning with my thoughts.
 It wasn’t until I took control and made up in my mind that this is what I wanted to do.
You have to block out ANY and ALL distractions and remain focused on the end result…. Whatever your goals are!
Finally, I am here and I plan on pushing myself to the end. No matter how tired I feel or how much pain I am in.
 I will only focus on the end result….. Nothing else!!!
My Diet:  (Currently  18.3% Body fat)
***I eat every 2-3 hours***
8am -  5 egg whites, 1 cup oats, 10 almonds (I don’t really like eggs whites so I eat 2oz of chicken)
11am- Protein shake : 1 scoop of whey protein (125-130 calories/ scoop)
1pm -  5 oz chicken, 4 oz sweet potato , 1tbsp of salsa
4pm -  2 rice cakes with 2 tbsp of peanut butter
7pm-  5oz chicken 1 ½ cup of green veges ,1 tbsp of salsa
9pm-  Protein shake: 1 scoop of whey
***1 cheat meal (Anything I want) 1 day/ week
Current Supplements


*CarbRepel- Makes you feel fuller longer, supports weight loss (This stuff is AMAZING, I’m never hungry anymore)
*FatRelease- Increases calorie burning and decreases fat absorption
Strength training varies… but currently doing 55min of cardio 5days a week!
Until my next update….     xoxo

Tuesday, December 4, 2012

Bikini Body




Alot people don’t understand that to lose weight you have to eat, especially women.

They think that by cutting calories to a very low number “starving themselves” and doing extreme amounts of cardio will give them the body they always wanted. Nothing could be further from the truth.

To get a bikini body you have to eat (HEALTHY) small meals, frequently throughout the day and do a combination of weight training & cardio exercises… It took me a long time to realize this!

It also took me a long time to understand that diets DON’T work… You can’t diet to lose weight and go back to eating the same after losing all the weight…b/c you WILL gain all the weight back! (Speaking from experience)

You have to make a conscious decision that this will become a lifestyle... That eating healthier and exercising is part of your everyday routine! Once a person realizes this, everything else will fall into place.

You’ll start to understand that you won’t be eating to lose weight, you’ll be eating to be healthy….. Losing weight will just become an added benefit!

Below is the plan that I am currently doing as I prepare for my next Bikini show.

This is how a person should be eating to lose weight. Notice there are no fried foods, fast foods, simple sugars (soda, white rice, pastas, etc) or any kind of junk food.

I am allowed to eat those foods, but only in moderation … 1x a week!

Even though I am preparing for a competition, this is how someone should be eating regularly if they want the body of their dreams.

Be committed … Stay focus … It is possible!!

Training: 30 min cardio- 4 day/week, weight training 5 days/ wk

Day 1: Chest

Flat bench press with DB

Incline press with straight bar

Dumbbell Flies:

Day 2: Quads/Hamstrings
Squat: Shoulder width apart

Dead Lift

Lunge front: holding DB

Day 3: Shoulders:
Smith machine, overhead press

Side Lateral Raise w/DB

Bent over rear delts w/DB

Day 4: Arms:
Preacher Curls with bar

Sitting alternating DB curls

DB kickbacks

Day 5: Back
RG pulldowns

DB one-arm rows

Hyperextensions

~4 sets each exercise
~ No rest between each exercise
~ After each giant set take a 2 minute rest
~ Before workout warm-out with 2 sets of 15 with first exercise
~Keep rep range between 12-15 reps (close to failure)

Meal plan – 1500 Calories / 5 small meals daily

*1.5 cup Special k cereal
10 almonds
1cup 2% milk

*1 individual size Greek yogurt

*4oz ground turkey or chicken breast
2slices of bread (45 cal each)
1 small apple or banana

* 2 rice cakes
2 tbsp peanut butter

*5oz chicken
¾ cup brown rice
2 oz green beans
*1 choc pudding cup (Dessert)

**Cheat meal- 1x per week**

Friday, September 7, 2012

Setting up a Business and Building Business Credit





I know it’s been a little while since my last post.

Took this year off from competing in shows so I could focus on some personal financial goals of mine…
 My business- Bademous Enterprises, LLC

On Aug 27, 2012 I formed Bademous Enterprises, Limited Liability Company (LLC)


 


As of right now, I am still working my 9-5 and even though I don’t “dis-like” my job, I have realized a 9-5 isn’t for me.

I was born to be an entrepreneur!

This post is about starting your own business and building your business entity to stand on its own! 

I have been doing a lot of research and reading a lot of books about how you can build business credit and now feel a little confident about how to set my business up the RIGHT way.

My future long-term goal is to be able to get “Unsecured Business Loans and/or Lines of Credit” with NO personal guarantee (PG).

The “secret” with building business credit is to “operate” everything in the business name.

When you operate your business under YOUR OWN SS# *aka* Sole Proprietorship, you are telling banks that you are willing to personally guarantee your business loans.

This means… if your businesses fail “YOU” fail, because everything is reported on your “Personal Credit Report”

When you get business credit cards in your social security number, it’s reported on your personal credit report.

When you get business loans, they ask for “YOUR” social security number.

This means the growth of your business; it’s based on “YOUR” personal credit history and report.

So, that ALSO means if you have bad credit…. Well, you get the picture!!

The goal is to build everything around the business name so it can have its own identity.

Just like your personal credit, you have to “strategically” build it up to meet the criteria of the business world.

You can’t just form an LLC or Corp then walk into a bank and ask for a loan.

This is pretty much where I am now….. Building my business identity!

My goal is to not have to be “personally liable” for anything.

Everywhere I’ve read states this process can take up to 6 months to 2 years. Banks supposedly wont’ lend to any business if it doesn’t have a financial statement of at least 2 years.

That’s why I’m setting up the business now, so when I need the money, it’ll be available to me.

I’ve also come across a lot of “Business Credit Builder” companies that seem to charge a hefty penny to help build your business credit for you.

I chose to do some more in depth research and found that you can pretty much do the same stuff by yourself… with a little more effort ,of course!

A really great site that I found A LOT of very valuable information for FREE was  gboogie.net/

All of his youtube vids helped me!!!







1st thing 1st ….. Obviously, you need a business name

In short…. (You can Google the long process)

You go to IRS.gov to search your business name. After you have the name, it’s time to form a company. Your company should be a LLC, LP, LLP, S-Corp or C- Corp. Whatever you do, DON’T make it a sole proprietorship!

You pay the fees, get the business registered, obtain licenses for the business if you need them, then you have to obtain a Tax ID #- which is your EIN #.

Your EIN# is the business SS#... this is what you will use from now on for everything that has to do with your business.

All this can be done by you online, with an attorney or businesses that specialize in start-ups.

I actually went through a company call NCH- Nevada Corporate Headquarters. http://www.nchinc.com/aboutus.htm

They were cheaper than an attorney and they were there to answer all my questions while setting up my entity. I could have done it online by myself, but I really wanted to understand the process.

Cost… $399: NCH Fee + $125: State fee = $524 … Which is considered my start-up fee, which is also considered a business write off J

After you set your business up, it’s time to make it look like an actual business….. It’s time to flood the market!!!

I made up an email address Bademousenterprises@gmail.com

I made up a free website Bademousenterprisesllc.webs.com

Purchased business cards from www.vistaprint.com



I then opened 2 business checking accounts… one at PNC and one at Wells Fargo in the EXACT business name… remember everything MUST match… the goal is to separate the business from yourself.

I then opened up a $500 CD  got a secured business loan backed by the CD for that amount. I then took out a loan for that amount and repeated the process at the other bank.

Now I have loans in my business name. These secured loans will mostly be reported by Equifax Business.

The next thing I did was got a business land line through ATT. This will list your business in the 411 directory.

This can take up to 3-4 weeks, but I have found out that if you call back a few days after you place your order, ATT can give you the designated phone # before they come out to set your line up.

You MUST make sure everything matches… the business name, the business address (I use my personal residence address as my business address also)

When you go to fill out applications and apply for credit for your business, most places will ask for a business phone number. You don’t want to use your personal cell phone number

This is important because Lenders what to make sure you are operating as a “Real Business”The next thing I did was start listing my business with all the search engines. This will help expose your business to the world for lenders, consumers and other businesses to see.

Some are:

· www.Locallytyped.com

· www.listmybusiness.com

· www.yext.com

· www.supermedia.com

· www.localeze.com.

· www.epressupdateusa.com

· www.infousa.com

After listing the business name, I started registering my company at every business site I could think of. Especially, the places I plan on doing business with in the future.

Such places are:

· Uline.com

· Grainger.com

· Rapid Forms.com

· Quill.com

· Seton.com

· Fed ex

· Reliable

· Home depot

· Office depot

· Staples

· Best Buy

· Wal-mart

· Target

· Ups

· Amazon

· Radio Shack

· Sams Club

You get the picture…. In addition to registering the business with these companies, I also requested a catalog to be mailed out.

This is all still part of the process of getting the company’s name out into the business world.

Now it’s time to get trade lines that report to Dun & Bradstreet.

For very helpful info and to find out which companies report to who, go to http://mademanscott.wordpress.com/category/business-start-up/

1st let’s talk a little bit about the TOP 3 Business Credit bureaus ….

Dun and Bradstreet, Equifax business and Experian business
Dun & Bradstreet is the largest business credit bureau in America. This also means they hold the most clout with the creditors. Dun & Bradstreet (also called DNB, DUNS) set the standard for business credit scoring. It is the one credit profile you, as a business owner, must protect. Having a solid DUNS profile is critical to the success of your business.

After getting the business TAX ID #, you will want to get a free DUNS #. You get this by going to the website www.dnb.com and applying for it. This number is used to identify your business.

The second is Business Equifax, which is also one of the three primary consumer credit reporting agencies. It provides business credit evaluations for over 22,000,000 small businesses and corporations.

The third one is Business Experian, which is similar to Equifax business.

After I did the background foot work for my business (listing the business everywhere) I started opening trade lines (NET 30 accounts) at different companies. Most companies that have net accounts will report to D&B.

Net 10, Net 15, Net 30 and Net 60 are forms of trade credit which specify that the net amount (the total outstanding on the invoice) is expected to be payment received in full 10, 15, 30 or 60 days after the goods are shipped by the seller.

Some companies are:

· Uline.com

· Grainger.net

· Nebs.com

· Seton.com

· Reliable.com


They say it’s best to have at least 5 or 6 lines reporting to build credit faster.

The whole point of doing all this is to get a PAYDEX score of 80.

You are probably familiar with the FICO scoring system used in personal credit. Your FICO (Fair Isaacs) score ranges from 450 – 850. In business credit, a different scoring system is used called your PAYDEX score. Your PAYDEX score ranges from 0 – 100. An 80 PAYDEX score is equivalent to a 750 FICO score used in personal credit.

This is pretty much where I am so far with my business...

After the trade lines start reporting, my goal is to start applying for revolving credit lines such as: Home depot, Lowes, Amazon, Office depot, Pep Boys, Staples places like that. Most revolving accounts report to Experian Business.

The goal is to get companies reporting to all three credit bureaus.

Then ultimately start applying for lines of credits with the bigger banks. That’s why they say it’s a process that can take up to 6months – 2 years!

The niche for my company is real estate. I want to buy, sell and rent.

However, real estate is considered “High Risk” so most lenders are wary about offering finance to this type of business.

Bademous Enterprises, LLC is a privately owned, New Jersey based management company that provides business services.

These “business services” can include anything from a messaging service (bringing checks or cash to the bank), cleaning, repairing, answering phones, to showing rentals.

My goal is to build my management company up and use the “management company” to buy my real estate (Hint: with no personal guarantee)

So when I go into the banks, my business will look more favorable then going in as a “real estate investor”

A really good article to read about business classification is called

“Know How to Classify Your Business”
http://www.dandb.com/credit-resources/risk-management/know-how-to-classify-your-business/

Earlier I stated that banks want to see a financial statement of about 2 years.

So my plan is to buy properties in my name, but use my company for everything else.

Which means Bademous Enterprises, LLC will be listed on leases; repair forms; rental payments will be made out to the company name and processed through the business checking accounts, anything that has to do with the “business side of Real Estate” will be done in the company name. This will show financial history and help build the business.

For further understanding, listen to this podcast:
http://www.realestateguide2success.com/podcast-investment-property-business-structure

This may all sound very long and tedious, but I believe in the long run it will be worth it.

Good luck with your business and Stay tuned…


Monday, May 21, 2012

It's Possible



Too many of us are not living our dreams because we are living our fears!